INSURED BY BRARInsurance made personal.← Back to homeCommercial insurance
Every business has different property, liability, people, vehicles, contracts, and income exposures. I help Ontario business owners identify the important risks and arrange coverage suited to their operations.
Coverage options
Commercial insurance can combine several policies or coverage sections. Your program should reflect what the business owns, does, sells, transports, and promises to customers.
Protection for certain claims alleging bodily injury or property damage arising from your premises, operations, or completed work.
Coverage for insured physical assets that your business owns, rents, leases, or has responsibility for.
Coverage designed to help with lost business income and additional operating expenses following qualifying insured property damage.
Insurance for individually rated commercial vehicles, fleets, trailers, and automobiles used in business operations.
Protection for allegations involving professional services, decisions, advice, or management responsibilities.
Additional solutions for specialized activities, contracts, property, and industries where a standard package may not be enough.
What to consider
The strongest submissions clearly explain the operation and connect every major exposure with an appropriate insurance solution.
Businesses visited by customers—or whose staff work off-site—should consider how injury and property-damage allegations could affect the company.
Manufacturers, sellers, installers, and contractors may face claims after a product is sold or work has been completed.
Coverage can protect buildings, equipment, stock, customer property, tools, and other insured assets against covered losses.
Property repairs alone may not replace revenue. Business interruption coverage can address qualifying income loss and extra expenses.
Commercial autos, fleets, trailers, cargo, and non-owned vehicle use require details about drivers, radius, use, and operations.
Limits, additional insureds, certificates, waivers, and bonds may be required by landlords, customers, lenders, or project owners.
Who we help
Coverage availability, limits, eligibility, definitions, exclusions, and policy terms vary by insurer and individual circumstances. I will review the applicable details with you before you make a decision.
Start your quote
Complete the focused commercial form with preliminary details about your operation. I will review the information and follow up personally.
No obligation · Personal follow-up · Serving Ontario