Home, condo & tenants
Choose the policy structure that matches how you own or occupy your residence.
INSURED BY BRARInsurance made personal.← Back to homeCoverage overview
Protection for your home and belongings
I can arrange personal insurance solutions for homeowners, condominium owners, tenants, cottages, and valuable possessions.
Contents & valuables
Protection can be considered for personal belongings, jewelry, fine art, and other valuable property.
Liability & living costs
Coverage may address personal liability and additional living expenses after an insured loss, subject to policy terms.
Types of risks we insure
Coverage for real-world needs.
These examples are a starting point. Availability depends on the risk details, insurer appetite, eligibility, underwriting, and policy terms.
Homes we help insure
Protection structured around the way you own, occupy or rent the property.
- Primary residences
- Condominium units
- Tenant packages
- Rental and income properties
- Cottages and seasonal homes
- High-value and custom homes
Property & belongings
Coverage options can extend beyond the building itself.
- Personal contents
- Jewelry and watches
- Fine art and collections
- Detached structures
- Business property at home
- Additional living expenses
Liability & loss protection
Important exposures can be reviewed as part of the overall policy.
- Personal liability
- Water and sewer backup
- Overland water where available
- Theft and attempted theft
- Replacement-cost options
- By-law and rebuilding considerations
Coverage availability, limits, eligibility, definitions, exclusions, and policy terms vary by insurer and product. I’ll review the applicable details with you before you make a decision.
Request this coverage ↑Common questions
Helpful answers before you begin.
What is the difference between home, condo, and tenant insurance?+
Each policy protects a different ownership or occupancy interest. Homeowners insure the dwelling and contents, condo owners insure their unit improvements and belongings, and tenants primarily insure contents and personal liability.
Can rental properties and basement units be insured?+
Options may be available for rented dwellings, income properties, and homes with rental units. Occupancy, number of units, and property details must be reviewed.
Is water damage automatically included?+
Water coverage varies. Sewer backup, overland water, groundwater, and service-line protection may have separate limits, deductibles, eligibility rules, and exclusions.
Can home and auto insurance be combined?+
Often, yes. Combining eligible home and auto policies may provide multi-policy savings, but the overall coverage and price should be compared together.