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Property Insurance

Cottage & Vacation Property Insurance

Coverage tailored to seasonal, secondary, or vacation properties and their unique occupancy patterns.

✓ Ontario-licensed broker✓ Multiple markets✓ Personal guidance

Coverage overview

What this coverage
may include.

Policy wording, limits, deductibles, eligibility, and available options vary by insurer and individual circumstances.

01

Seasonal dwelling

02

Contents and outbuildings

03

Personal liability

04

Watercraft-related options

05

Rental-use options where eligible

06

Fire and weather-related protection

Building your quote

Important details
to review.

A clear application helps identify suitable markets and avoids surprises when the policy is issued.

WHAT I WILL DISCUSS WITH YOU
  • Seasonal or year-round access
  • Heating and winterization
  • Occupancy and rental periods
  • Distance from fire protection
  • Boats, docks, and outbuildings
COMMONLY SUITED FOR
  • Cottage owners
  • Seasonal-property owners
  • Secondary-home owners
  • Families with recreational property

Start your quote

Let’s find coverage
that fits.

Complete a short form and your information will be organized into a WhatsApp message for you to review before sending.

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No obligation · Personal follow-up · Serving Ontario
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